{"id":23437,"date":"2024-06-24T14:52:00","date_gmt":"2024-06-24T12:52:00","guid":{"rendered":"https:\/\/immobilienfinder.de\/?p=23437"},"modified":"2024-07-10T10:09:53","modified_gmt":"2024-07-10T08:09:53","slug":"kredietwaardigheid-en-financiering","status":"publish","type":"post","link":"https:\/\/immobilienfinder.de\/nl\/kredietwaardigheid-en-financiering\/","title":{"rendered":"Onze financieringsexpert geeft antwoord op | Kredietwaardigheid en financiering"},"content":{"rendered":"<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<center><iframe width=\"640\" height=\"580\" src=\"https:\/\/www.youtube.com\/embed\/oJ9Bloc-YBc?si=AajWJma2HoYX4BcH\" title=\"YouTube videospeler\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/center>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Nog een vraag over geld en financiering.<\/p>\n\n\n\n<p>Remi, hoe be\u00efnvloedt mijn kredietwaardigheid vandaag de dag de financiering van onroerend goed als ik wil financieren? Waar moet mijn kredietscore zijn?<\/p>\n\n\n\n<p>De kredietwaardigheidsindex is voor elke bank anders. Er zijn dus verschillende factoren bij elke bank die een rating kunnen be\u00efnvloeden. Feit is echter dat mensen met een hoog inkomen natuurlijk een veel betere rating hebben. Maar het is ook vaak zo dat mensen met een hoog inkomen al relatief veel schulden hebben. Het is dus altijd moeilijk om hiervoor een rating te nemen en een verplichting aan te gaan.<\/p>\n\n\n\n<p>Maar in principe geldt: hoe minder verplichtingen ik heb en hoe meer inkomen ik heb, hoe hoger mijn rating bij de bank. Normaal gesproken. Maar ik kan altijd rood komen te staan door bepaalde omstandigheden. Bij de bank en zo verwaarloos ik dit een beetje en haal ik mijn ratingscore natuurlijk enorm naar beneden. Dit kan ertoe leiden dat ik bijvoorbeeld geen lening krijg van de bank, terwijl ik er eigenlijk wel goed voor zou zijn. In dat geval kun je misschien wel geld krijgen van de andere bank. En daarom is het belangrijk om met een onafhankelijke adviseur te praten. Dus eigenlijk heeft het wel effect op de voorwaarden, maar er moet altijd gekeken worden onder welke voorwaarden het echt gedragen kan worden.<\/p>\n\n\n\n<p>Dank je, Remi. <\/p>\n\n\n\n<p>Als je vragen hebt, neem dan contact op met IFD Geeste of rechtstreeks met ons, zodat we je van tevoren kunnen helpen en je kunnen vertellen hoe groot jouw droomhuis kan zijn. Hartelijk dank.<\/p>","protected":false},"excerpt":{"rendered":"<p>Wieder eine Frage zum Thema Geld und Finanzierung. Remi, wie wirkt sich meine Bonit\u00e4t heute auf die Immobilienfinanzierung aus, wenn <small class=\"highlight\">[&#8230;]<\/small><\/p>\n","protected":false},"author":2,"featured_media":23439,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[176,165],"tags":[],"class_list":["post-23437","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzierung","category-video"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Unser Finanzierungsexperte antwortet | Bonit\u00e4t und Finanzierung - Immobilienfinder<\/title>\n<meta name=\"description\" content=\"Bonit\u00e4tsindex und Faktoren f\u00fcr das Rating sind bei jeder Bank anders. Auch Gutverdienende bekommen nicht automatisch eine Finanzierung ...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/immobilienfinder.de\/nl\/kredietwaardigheid-en-financiering\/\" \/>\n<meta property=\"og:locale\" content=\"nl_NL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Unser Finanzierungsexperte antwortet | Bonit\u00e4t und Finanzierung - Immobilienfinder\" \/>\n<meta property=\"og:description\" content=\"Bonit\u00e4tsindex und Faktoren f\u00fcr das Rating sind bei jeder Bank anders. Auch Gutverdienende bekommen nicht automatisch eine Finanzierung ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/immobilienfinder.de\/nl\/kredietwaardigheid-en-financiering\/\" \/>\n<meta property=\"og:site_name\" content=\"Immobilienfinder\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Immobilienfinder\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-24T12:52:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-10T08:09:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/immobilienfinder.de\/wp-content\/uploads\/2024\/06\/Wie-wirkt-sich-meine-Bonitaet-aus.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"540\" \/>\n\t<meta property=\"og:image:height\" content=\"960\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Peter Arndt\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Geschreven door\" \/>\n\t<meta name=\"twitter:data1\" content=\"Peter Arndt\" \/>\n\t<meta name=\"twitter:label2\" content=\"Geschatte leestijd\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/\"},\"author\":{\"name\":\"Peter Arndt\",\"@id\":\"https:\/\/immobilienfinder.de\/#\/schema\/person\/8e486596ffd539b7b5b3b489687af6c4\"},\"headline\":\"Unser Finanzierungsexperte antwortet | Bonit\u00e4t und Finanzierung\",\"datePublished\":\"2024-06-24T12:52:00+00:00\",\"dateModified\":\"2024-07-10T08:09:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/\"},\"wordCount\":293,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/immobilienfinder.de\/#organization\"},\"image\":{\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/immobilienfinder.de\/wp-content\/uploads\/2024\/06\/Wie-wirkt-sich-meine-Bonitaet-aus.jpg\",\"articleSection\":[\"Finanzierung\",\"Video\"],\"inLanguage\":\"nl-NL\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/\",\"url\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/\",\"name\":\"Unser Finanzierungsexperte antwortet | Bonit\u00e4t und Finanzierung - Immobilienfinder\",\"isPartOf\":{\"@id\":\"https:\/\/immobilienfinder.de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/immobilienfinder.de\/bonitaet-und-finanzierung\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/immobilienfinder.de\/wp-content\/uploads\/2024\/06\/Wie-wirkt-sich-meine-Bonitaet-aus.jpg\",\"datePublished\":\"2024-06-24T12:52:00+00:00\",\"dateModified\":\"2024-07-10T08:09:53+00:00\",\"description\":\"Bonit\u00e4tsindex und Faktoren f\u00fcr das Rating sind bei jeder Bank anders. 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